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(949) 996-9106
Your Mortgage
Made Easy
Get your easy, hassle-free mortgage here.
Residential and Commercial Loans Nationwide!
Welcome to the official website of Strata-Lending, your trusted mortgage partner headquartered in the heart of Newport Beach, CA. Whether you're dreaming of owning a home or seeking ways to reduce your monthly payments, we're here to make it happen.
Explore Our Purchase Loan Programs:
Discover a world of possibilities with our diverse Purchase Loan programs, tailored to your unique needs:
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FHA Loans
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VA Loans
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USDA Loans
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HomePath Loans
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Jumbo Loans
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Commercial Loans
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Conventional Loans
Considering Refinancing? Look No Further:
We understand that your financial goals evolve, and we're here to support you every step of the way. Our wide array of Refinancing Programs includes:
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FHA Streamline Refinancing
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FHA Cash Out Refinancing
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FHA 203k Renovation Loans
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VA Streamline Refinancing
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VA Cash Out Refinancing
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USDA Streamline Refinancing
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Conventional Refinancing
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Commercial Property Refinancing
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Jumbo Loan Refinancing
Unlock Your Unique Financial Potential:
What sets Strata-Lending apart is our commitment to providing niche programs designed to meet your specific needs. Explore our exclusive offerings, including:
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First-Time Homebuyer Loans
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Self-Employed Loans
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Bank Statement Loans
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Down Payment Assistance
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No-Doc Loans
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Investor Loans
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Interest-Only Loans
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40-Year Term Loans
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Reverse Mortgages
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Foreign National Loans
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ITIN Loans
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SBA Loans
WHAT OUR CLIENTS THINK
"Securing a mortgage when you're self-employed can be challenging, but Strata-Lending made it happen for me. Their self-employed loan program was a game-changer. I appreciate their dedication and expertise."
Robert P. - Self-Employed Borrower
"As a first-time homebuyer, I had many questions and concerns. Strata-Lending's first-time homebuyer program made the experience stress-free. They were patient, knowledgeable, and made my dream of homeownership a reality!"
Lisa S. - First-Time Homebuyer
"We decided to refinance our home with Strata-Lending, and it was one of the best financial decisions we've made. Their team's professionalism and dedication to finding us the right solution were outstanding."
Mary and Tom L. - Happy Refinancers
Strata Lending
Where our legacy of exceptional service dates back to 2002 when our journey began in Beverly Hills. Founded in 2020 as a branch of our esteemed parent company, our ethos remains unchanged: prioritizing customer satisfaction above all else.
At Strata Lending, we pride ourselves on fostering transparent communication, unwavering integrity, and delivering unparalleled customer service. Our commitment to these values has enabled us to guide numerous clients towards realizing their homeownership dreams while simultaneously saving them substantial sums of money.
With a focus on minimal overheads and razor-thin margins, we ensure our customers benefit from competitive rates that set us apart. By partnering with realty locations and dedicating ourselves to mastery in purchase loans, we stand as experts in our field.
Our diverse portfolio encompasses a wide range of lending solutions, including conventional and government loans, hard money, private money, commercial loans, SBA loans, construction loans, and HELOCs. Whatever your financing needs, Strata Lending is here to turn your aspirations into reality.